
A Henson Trust protects the inheritance of a child or loved one with special needs so they don’t lose their important disability benefits.

A Henson Trust protects the inheritance of a child or loved one with special needs so they don’t lose their important disability benefits.
Henson Trusts in Ontario
A Henson Trust is a powerful legal tool that allows families to leave an inheritance to a child or loved one with a disability without affecting their Ontario Disability Support Program (ODSP) benefits. This free eBook helps parents, caregivers, and trustees understand how these trusts work and why they are a key part of long-term financial planning for individuals with special needs.
The guide answers common questions such as how to set up a Henson Trust, who can act as trustee, and how to structure the trust to maintain ODSP eligibility while providing ongoing financial support. It also explains how Henson Trusts fit into a larger disability and estate planning strategy, alongside tools like Registered Disability Savings Plans (RDSPs) and insurance-funded trusts.
Readers will learn about trustee duties, beneficiary rights, and the legal safeguards that protect the trust from being considered an asset under ODSP rules. We offer practical steps to secure your loved one’s care, housing, and financial independence, now and for the future.